^1C1403E61164D890119048594D412E88320DD3D0394FCA6B4D^pimgpsh_fullsize_distr


^F7B34913E0E887CBC966C8F1B1985FB97DB1901671A02A63E2^pimgpsh_fullsize_distr

Nina Soyanova

Nina Stoyanova is Deputy Governor in charge of the Banking Department and the Fiscal Services Department and member of the Governing Council of the Bulgarian National Bank elected by the 43rd National Assembly on July 29th 2015 for a six-year term of office. Her previous experience is including: Chief Legal, Director of the Legal Directorate of the Bulgarian National Bank (BNB) from 2007 to 2015, Member of the Legal Committee of the European System of Central Banks; Legal Advisor at the European Central Bank from September to December 2006. From 1999 to 2006 Nina Stoyanova is Senior Legal Advisor, BNB Legal Directorate and from 1994 to 1999 is Legal adviser at the same directorate. She is Master of Law from Sofia University “St. Kliment Ohridski”.


P1-DNikolaidisDr Dimitrios V. Nikolaidis

Head of Department, Senior Lecturer
Director, HP Bulgaria

Dr. Dimitrios V. Nikolaidis is a Senior Lecturer in Marketing and as of 2010 he is the Head of the Business Administration and Economics Department. He has been teaching at CITY College since 2001, in undergraduate, postgraduate and executive levels. He has studied at Temple University, Philadelphia, USA, where he received a master’s and doctoral degrees in managing leisure and service organizations. Along with his teaching in subjects such as Innovation and New Product Development, Marketing and Management of Services, and Public Relations Strategies, he has published a number of articles in national and international journals. Dr. Nikolaidis have been invited as a guest lecturer or keynote speaker in more than 100 events and seminars, discussing topics of managing service organizations, public relations and communication strategies, and innovation and development of new products. He has also been involved with training seminars and consulting for various companies.

Dr. Nikolaidis has been working in various corporations for the last 20 years acquiring middle and higher managerial positions in US and in Greece. From 2000 until 2009 he was working for DEMCO group of companies. During that period he was the General Manager in North Greece for Alpha Media Group (2003-2009), Director of Marketing and Development for Alpha Digital Synthesis (2002), and Marketing & Administrative Director for ARIS Football Club (2000-2001) where he organized the marketing and commercial departments on a professional basis introducing new and innovative ideas for both B2B and B2C communications while he was introducing for the first time in professional sports the notion of Corporate Social Responsibility by establishing a separate department for Community Relations.  Earlier in his career, while still studying, he founded the Hellenic American Academy of Aristotle (1992), an educational and cultural institution, in Philadelphia, USA, offering a great service to the community by educating kids and being involved in many community and youth projects where he served as the General Director for more than 7 years (1992-1999). He was the Director of Communications and then General Manager of Philadelphia Flames Soccer Club, USA (1991-94). He did his practical training, for the doctoral requirements, working as an assistant to the Director of Information, for the Philadelphia SIXERS Basketball Club (1991-1992).


PAPeter Andronov

Chairman of the Country Team of KBC Group for Bulgaria, Country Manager of KBC group for Bulgaria, Chairman of the MB of CIBANK, CEO of CIBANK

 

Peter Andronov was appointed as Executive Director of CIBANK in 2007. In 2008 hе became CEO and since 2011 he has been Country Manager of KBC group for Bulgaria. Since 2008 he has also been a member of the MB of the Association of Banks in Bulgaria and its representative in the Banking Supervisory Committee at the European Banking Association. Before his appointment in CIBANK, Mr. Andronov took a number of positions in the private banking sector and in the Bulgarian National Bank. He served from 2002 to 2007 as Chief Director of the Banking Supervision Department at BNB. From 2003 to 2007 he was a member of the Management Board of the Reserve Guarantee Fund. He has also been a member of the Investment Committee of BNB. During the period 2005 – 2007 he was an observer and member of the European Banking Committee (EBC) and the Committee of European Banking Supervisors (CEBS) at the European Commission. During the same period he was an observer and member of the Banking Supervision Committee (BSC) at the European Central Bank. Mr. Andronov has participated in the working out of the present banking supervisory legislation framework in Bulgaria, incl. the Law on Credit Institutions, the Law on the Supplementary Supervision of Financial Conglomerates, supervisory ordinances of BNB, etc. Peter Andronov has a Master’s degree in Finance and Banking from the University of National and World Economy in Sofia(UNWE). Since 1995 he has lectured at the UNWE, at the Higher School of Insurance and Finance and at the New Bulgarian University /International Banking Institute – subjects taught – “Introduction to Finance” and “Banking Regulation”.


Левон ХампарцумянLevon Hampartzoumian

CEO and Chairman of MB of UniCredit Bulbank

Levon Hampartzoumian has stood at the head of UniCredit Bulbank since 2001. He is also Chairman of the Management Board of the Association of banks in Bulgaria and Member of the Management Board of BORIKA. He is a non-executive member of the Board of the Institute for Market Economy. During 1999-2001 he was Chairman of the Board of Trustees of Sofia University. He is awarded with the Order of the Star of Italian Solidarity (Ordine della Stella della Solidarietà Italiana) and is honoured with the title Commendatore by the President of the Italian Republic Giorgio Napolitano in 2008. In 2007 he was awarded by “Atanas Bourov” Foundation for bank management. Levon Hampartzoumian is also announced “Banker of the year” twice – by Finance Central Europe magazine in 2005 and by Banker weekly in 2007. In 2012 Manager Magazine awarded him the prize “Manager of the year”. Levon Hampartzoumian has a degree in Chemical Engineering and professional experience working for PriceWaterHouse Coopers and Earnst&Young. During 1999-2001 he was consecutively Deputy Minister of Economy and Executive Director of Sofia’s Privatization Agency.

 


Петя ДимитроваPetia Dimitrova

Chief Executive Officer and Chairperson of the Management Board of Postbank

In 2003 she joined the team of Postbank as Country CFO for the 8 affiliated companies of Eurobank EFG Group in Bulgaria. She graduated from the University of National and World Economy and Sofia University St. Kliment Ohridski with two Master Degrees in Finance and Banking and Tourism. She has acquired variety of professional qualifications in UK, Greece, Holland, Belgium, USA and Bulgaria. She is a Member of the Management Boards of the Association of Banks in Bulgaria, the Confederation of Entrepreneurs and Industrialists in Bulgaria, the American Chamber of Commerce in Bulgaria, the American University in Bulgaria, the Association of Chartered Certified Accountants (ACCA) in London, UK and the CFOs Club in Bulgaria.
She has received numerous national and international awards.


Iravan HiraIravan Hira

Managing Director, Hewlett Packard Enterprise

Iravan Hira is Managing Director of Hewlett Packard Enterprise in Bulgaria and HP Global Delivery Bulgaria Center for more than six years. Under the leadership of Iravan Hira HP in Bulgaria is the ultimate leader in the IT sector in the country and achieves markets results which take the Bulgarian branch of the company to the leading position in Eastern Europe.
HP Global Delivery Bulgaria Center is the biggest employer in the IT industry in the country with more than 6000 highly qualified employees and export of services worth of BGN 260 million in 2014.
Hira has worked in HP Bulgaria since the establishment of the company in the country in 1998 and has held various sales and management positions. He has special expertise in the field of telecommunications and business management. For high professional successes was honored twice with membership in the „Achievers Club“ of global HP company.
Among the priorities of Hira are strengthening the leadership of HP in Bulgaria, the introduction of technological innovations for sustainable economic growth, development and promotion of corporate social responsibility as an important public function of companies and encouragement of entrepreneurship in IT in the country. Because of its active work in these areas Iravan Hira was elected as Chairman of the Bulgarian Business Leaders Forum in 2013.
Iravan Hira holds a Master’s degree in Computer Science from the Technical University in Sofia


^777C1E3E0464E9E60E32983CA98D258D1AA5A08F12BC4E8CC8^pimgpsh_fullsize_distrRoy Hutchison

Director Consulting, Deloitte Poland

Roy has 30 years of experience in financial services for consumers. For 20 years he worked at Citibank, occupying leading positions at a global level, as well as in Europe, Middle East and Africa, Central America, Eastern Europe and USA. Area of his activities includes: product development and management, payment cards, mortgage loans, mass retail, private banking, small business, investment brokers and insurance products, deposits,current accounts, loans, online banking services, branding strategies.


vpValentin Panayotov

^449A1F57D21F932A5A00B8AD4BDC169543D85269E6AD86F7E1^pimgpsh_fullsize_distrChairman of the Board of Directors of “Bank of the Year” Association

(Moderator – Panel 1: Innovations in the banking sector)
Valentin Panayotov is a longtime publisher of the “Pari” newspaper, founder of the Employers Association in Bulgaria (now the Confederation of the Employers and Industrialists in Bulgaria – CEIBG ), founder of the Union of Publishers, a longtime member of the Board of Managers of the Bulgarian Business Leaders Forum, of the Board of Managers of the Industrial Capital Association and others


MilanaO

Milana Ognjenović

Manager Marketing Strategies Telenor Bank Serbia

Milana Ognjenović joined Telenor banka during the acquisition process as an expert from Telenor telecommunication industry. She was appointed to the position of Manager of Strategy and customer experience. The company strategy, marketing strategy, research and customer experience are under her supervision.

 Studied Japanese, but immediately after graduation started a career in marketing. After 17 years of vast experience in numerous marketing areas and in different industries, Advertising, FMCG, and Telecommunications, Milana joined Telenor banka in early stages of acquisition to set brand framework for the new bank.

Prior to joining Telenor banka, she had diverse background working as a Marketing Strategy Project manager and Customer Centricity Program Manager in Telenor Serbia which made her the right person to encompass those areas, to deliver a completely new way of banking to the Serbian market – fully online customer centric bank.



SMSvetoslav Moldovanski


Member of the Managing Board and Executive Director of First Investment Bank

Svetoslav Moldovanski joined First Investment Bank (Fibank) in 2005 as a director of “Specialised internal control service”. From 2007 to 2008 he was a Chief Executive Officer of „First Investment Bank – Albania Sh.a“. From 2008 to 2010 he held a position as a director of “Operations” Department. In 2010 he was elected as a member of the Managing Board of Fibank, and in the beginning of 2011 he was appointed as a Deputy Executive Director. Since the end of 2011 Mr. Moldovanski has been an Executive Director of the Bank. Svetoslav Moldovanski had worked as a manager “Management of the corporate risk” at KPMG Bulgaria OOD and as a senior auditor at Deloitte – Bulgaria. He holds a Master’s in Finance from the University of National and World Economy, Sofia. He is certified auditor from the Information Systems Audit and Control Association (ISACA), USA.

In Fibank he is responsible for the Operations Department, the Card Payments Department, the E-banking Department, the Gold and Commemorative Coins Department, Human Capital Management Department and the Security Department.

Svetoslav Moldovanski is a member of the Audit Committee of First Investment Bank – Albania Sh.a., a member of the Supervisory Board of UNIBank, Republic of Macedonia, a member of the Supervisory Board of Casys International, Republic of Macedonia, a member of the Board of Directors of Diners Club Bulgaria AD, a chairman of the Board of Directors of Balkan Financial Services EAD. Mr. Moldovanski possesses more than 10% of Next DC OOD, of the capital of Club 12 OOD and of the capital of Cook and More OOD.


Цветанка МинчеваTsvetanka Mintcheva

Head of Retail Banking Division and Member of the Management board, UniCredit Bulbank

Tsvetanka Mintcheva is Head of Retail Banking Division of UniCredit Bulbank since September 2013. She started her career at the bank in 2001 as an intern and since then she has held various sales and management positions in Retail Banking Department, including sales associate, family banking manager, branch director, customer acquisition manager. During the integration she was a Workstream and Roll out manager of two exceptionally important projects in retail banking, information technology and organization. Since 2007, Tsvetanka Mintcheva has worked on the development and implementation of the strategy for alternative channels of the bank as a Head of Alternative Channels Department. In 2013, she took a leading role in the Group project for opening the first ever Branch of the Future in Central and Eastern Europe, which is located in Sofia. An economist by education, she also has completed a MBA program in International Business


Ани АнгеловаAni Angelova

Мember of the Board and CEO, Raiffeisenbank (Bulgaria)

Since 2007, Ani Angelova has been a board member and executive director of „Raiffeisenbank (Bulgaria)“ in charge of „Retail Banking“. She has over 20 years experience in banking. She started her career in „Raiffeisenbank“ in 1995 and went through all the levels in the bank. She had also worked in „Fortis Bank“, the Netherlands. Ani Angelova is fluent in English, she also speaks French and German.
Ani Angelova was born in Sofia. She studied in the National High School for Ancient Languages and Civilizations (NGDEK) „Constantine Cyril the Philosopher“. She has a Bachelors’ degree in Business Administration from the University of National and World Economy, Sofia and the University of Lincolnshire and Humberside, Hull, UK; MBA in General Management from Rotterdam School of Management, the Netherlands, and recently she completed the Advanced management program at IESE,Barcelona, Spain.
At present Mrs Angelova manages the Retail banking area of „Raiffeisenbank“ including private individuals, micro business and Premium banking segments. She is responsible for the distribution channels of the bank as well as for 2 of RBBG’s subsidiaries: the real estate agency „Raiffeisen Real Estate“ and the insurance broker „Raiffeisen Insurance Broker“


P2Ivan Voynov

Head of CRM at DSK Bank

Ivan Voynov joined DSK Bank in May 2005 as part of the Marketing team. Since 2008 is Head of CRM unit, which is directorate since 2015. He is responsible for bank’s direct marketing, CRM development (business processes in Retail banking) and Outgoing call center.

Ivan Voynov joined DSK Bank in May 2005 as part of the Marketing team. Since 2008 is Head of CRM unit, which is directorate since 2015. He is responsible for bank’s direct marketing, CRM development (business processes in Retail b


Румен РадушевRumen Radushev

Head „Individual banking“, Postbank

Rumen Radushev is Head of „Individual banking“ in Postbank. Аfter the introduction of the new retail strategy this directorate combines consumer crediting, card business, mortgage crediting, group sales and alternative channels. Mr. Radushev has extensive professional experience gained over the last fifteen years in various positions in leading banks on the Bulgarian market. Before joining Postbank in December 2012 as Head of „Mortgage Crediting“, he was head of the „Sales Management“ branch of an Austrian bank. He holds a Master’s degree in „Finance“ from the University of National and World Economy and MBA from Westminster Business School, London.


Kristof De MilChristof De Mil

Member of the Country Team of KBC Group for Bulgaria, Member of the Management Board, Executive Director of CIBANK

КChristof De Mil started to work for KBC Group in 1995. After 10 years in different managerial positions in the RET/SME branch network of KBC Group, he moved in 2006 to the Czech Republic to head the RET/SME branch network of CSOB for 5 years. Mr. De Mil’s career continued in the Management Board of CIBANK with responsibilities in the following domains: Retail, Branch Network and Payments.
He has a degree in Economics from the Economic University of Ghent and also MBA from INSEAD
Language competences: Fluent in Dutch, English, French, Business German and basic Czech


^C9DB5E823EF64407DA2D22BC209AEFE14853A3F98798E4C9B7^pimgpsh_fullsize_distrRadoslav Radev

He started his career in banking in 2002 in Hebros Bank as a system administrator. Then he occupies different positions in IT units of Hebros, HVB Bank Biochim and UniCredit Bulbank, including manager of different units and senior manager of department. During the integration of the three banks, he was deputy manager of „Data Centre” project. In 2011 he left the sector for a year, in order to become IT director of Blizoo. Since July 2012 Radoslav Radev is IT Director of Municipality Bank. He is master of Informatics from Plovdiv University.

He started his career in banking in 2002 in Hebros Bank as a system administrator. Then he occupies different positions in IT units of Hebros, 


RV

Dr Radostin Vazov

Executive Director of VUZF University

(Moderator – Panel 2: Move quickly or die slowly. Is there alternative of the innovation in the financial sector?)

Chief assistant professor Radostin Vazov is the CEO of VUZF university. He is a lecturer in the courses: Fundamentals of Finance and Public Finance and participates in the Innovation Research Unit of VUZF. He is an expert in financial analysis at the Ministry of Labour and Social Policy and founder of the “Foundation for Quality Management.”
Mr. Radostin Vazov studied at South Bank University London and London School of Economics and Political Science. He has Master’s degree in Economics, Theory of Finance, Finance of the Enterprise, Insurance and Investmen


FFI16-Panel3-eng


^777C1E3E0464E9E60E32983CA98D258D1AA5A08F12BC4E8CC8^pimgpsh_fullsize_distrRoy Hutchison

Director Consulting, Deloitte Poland

Roy has 30 years of experience in financial services for consumers. For 20 years he worked at Citibank, occupying leading positions at a global level, as well as in Europe, Middle East and Africa, Central America, Eastern Europe and USA. Area of his activities includes: product development and management, payment cards, mortgage loans, mass retail, private banking, small business, investment brokers and insurance products, deposits,current accounts, loans, online banking services, branding strategies.

 


^A3B778F96F27FFF95D20452F8813F55F6120772994F7E39D66^pimgpsh_fullsize_distrAlexander Kostov

Chief expert, „Methodology and financial markets“

Bulgarian National Bank (BNB)

Alexander Kostov has near 5 years of experience in BNB, in activities related to the national system component of TARGET2 payment system, and now with methodology of payments and payment infrastructure. He has 3 years of experience as a methodologist in commercial bank, mainly focused on international programs and partners.


^C8A81831C110D6B98BBE8D2242699780F7F1A60284EC90FB9F^pimgpsh_fullsize_distr

Krasimir Krastev

Krasimir Krastev is working in BNB since 2007, where he is participating the payment supervision, executed by BNB on the payment system, payment services providers and other parties, objects of payment supervision, in order to establish the compliance of their activities with the statutory requirements and the established international principles, standards and recommendations in payments area. He is participating workshops in payments services and payments supervision to the European Central Bank, European committee, European banking authority and EU Council.



Panel3Vanya Manova

MasterCard’s manager for Bulgaria and Macedonia 

Ms Manova joined MasterCard in 2008 as Relationship Manager. In recent years she headed the subsidiary in Bulgaria and helps MasterCard’s positioning as a strategic partner of key customers, non-traditional partners and local government institutions and regulatory authorities. Ms Manova launched and work for the growth of contactless payments in Bulgaria and Macedonia, an area where MasterCard is the undisputed leader in both markets.

Vanya Manova worked in the banking industry for 20 years. It began in 1995 as a system administrator at the Bulgarian-Russian Investment Bank (current CIBank). Before joining MasterCard, she was Director „Bank cards“ in DZI Bank (later merged with Postbank). She graduated from the Sofia High School of Mathematics (SMG) and holds a Master’s degree in Computer Science from the „Technical University“ in Sofia. Vanya has three children.


KalinRadevKalin Radev

Kalin Radev has over 20-years of experience in the field of information and communication technologies at the banking sector, occupying managerial positions at business consulting and IT implementations area for corporate and non-governmental organizations in Europe, Asia, Africa and the Pacific region. Some of the most popular customers that Mr. Radev has worked for are USAID, World Council of Credit Unions (WOCCU), World Bank, Opportunity International, etc. He established Software Group BG in 2009 г. and since then he is executive director of the company, which is specialized in in the area of alternative delivery channels for financial services. At the moment Software Group BG has global presence in six continents and its portfolio includes projects for over 150 customers in 60 countries, as among the most famous are Bill and Melinda Gates Foundation, IFC, Bank of South Pacific, etc.


hpTeodor Alexandrov

Account Support Manager, Hewlett Packard Enterprise Bulgaria

 Teodor has an extensive knowledge and experience in various areas of information technology. He is involved in planning and implementing various proactive and reactive measures to ensure the reliability and security of critical IT systems and environments, management of related incidents and resolve complex cases. He plays a key role in national and international projects related to the development, implementation and maintenance of integrated information systems of public administration (the NRA, NHIF, Customs Agency) and to the „Directorate General Taxation and Customs Union“ (DG TAXUD) of the European Commission. His professional experience includes over 13 years working in various positions in Eurofootball, Postbank, Bull Bulgaria and Hewlett-Packard Bulgaria.


^D691F71B1EB96372C862B445CC43E6168334F733E6B1C49F5F^pimgpsh_fullsize_distrStefan Genchev

Stefan Genchev is Head of “Information security and Information risk Management” at CIBANK and he is also responsible for the same for DZI at country level. Stefan has a long career as IT professional in several financial institutions, going through different positions as programmer, system administrator, IT project manager, Information security specialist, IT manager. In 2008 he joined as part of KBC group IT audit, responsible for CIBank, DZI and KBC Bank, Serbia. In October 2015 he was appointed to his current position.

ИТ одит на KBC, отговарящ за СИБАНК, ДЗИ и KBC Банка, Сърбия. През октомври 2015 е преназначен на сегашната си длъжност.ИТ одит на KBC, отговарящ за СИБАНК, ДЗИ и KBC Банка, Сърбия. През октомври 2015 е преназначен на сегашната си длъжност.ИТ одит

, Сърбия. През октомври 2015 е преназначен на сегашната си длъжност.


NikolayKrushkovNikolay Krushkov

Nikolay Krushkov is an independent expert at banking cyber security. Master of economics from University of National and World Economics (UNWE), “Intellectual property Management”, Doctor of economics (UNWE), “Organization and management beyond the sphere of material production”, Master of law from New Bulgarian University, Sofia and South-Western University, Blagoevgrad.  Senior commissioner at the Ministry of international affairs, reserve major-general, lecturer in „International Law and International Relations” department of juridical faculty. He is teaching “Practices of illegal financing (money laundering and terrorism financing)“. He has extensive experience in the financial and banking security, as well as participation in various international and bilateral projects in the area of security and counterterrorism.


^F031200FCD1EE0AACEBDB900BE0ED92458B8C0F50F85C75714^pimgpsh_fullsize_distrHristo Laskov

Moderator: Hristo Laskov, Strategic Director, Publicis Modem Cybermark

Hristo Laskov is Strategic Director of Publicis Modem Cybermark and longtime journalist in the field of information technologies and Mergers & Acquisitions market in Bulgaria. Unrealized BA, major Modern Greek Philology at Sofia University, he graduated Finance at UNWE. The main focus of his activity is the positioning of Publicis Modem Cybermark customers in digital environment – strategic planning and online channels presence for promotion of products and services of brands like Renault, Dacia, DSK Bank, Nescaf, etc